Dave Ramsey Quotes & Sayings

“I believe that through knowledge and discipline, financial peace is possible for all of us.”

“We are all in the business of sales. Teachers sell students on learning, parents sell their children on making good grades and behaving, and traditional salesmen sell their products.”

“You've got to tell your money what to do or it will leave.”

“There are no shortcuts when it comes to getting out of debt.”

“You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities.”

“People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan.”

“The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.”

“Most of the things we buy are wants. And we call them needs, but they're wants.”

“Credit is an 'I love debt' score.”

“You have to teach children about money intentionally - create teachable moments.”